Which statement about The Facility Association is correct?

Which statement about The Facility Association is correct?

• A. It is an unincorporated, non profit association of insurers
• B. It ensures automobile insurance is available to every licensed driver
• C. It operates through servicing carriers
• D. It is a government program

Answer: (B)

Facility Association exists to ensure there is auto insurance available for drivers who can’t obtain it in the ordinary market. Its main purpose is to keep coverage accessible to all licensed drivers by providing a pool of insurance for high‑risk applicants who might otherwise be uninsured. That focus on availability is why the statement that it ensures automobile insurance is available to every licensed driver is the best description. It’s not a government program, and while servicing carriers may handle policy administration, the defining idea is guaranteeing access to insurance for all licensed drivers.

Facility Association exists to ensure there is auto insurance available for drivers who can’t obtain it in the ordinary market. Its main purpose is to keep coverage accessible to all licensed drivers by providing a pool of insurance for high‑risk applicants who might otherwise be uninsured. That focus on availability is why the statement that it ensures automobile insurance is available to every licensed driver is the best description. It’s not a government program, and while servicing carriers may handle policy administration, the defining idea is guaranteeing access to insurance for all licensed drivers.